Table of Contents:
Designing an Efficient Financial Plan
• Hazard Protection: Protecting Your Most Important Asset
• Emergency Funds
• Liquid Investments
• Non-liquid Investments
• Tax Shelters
Strategic Planning
• Compound Interest
• Inflation and Taxes
• Taxation
Investment Vehicles
• Owning or Loaning
• Cash Equivalents
• Bonds
• Real Estate
• Stocks
• Indices
• Sub-Asset Classes
• International Investing
Acquiring Assets
• Individual Securities
• Exchange Traded Funds
• Managed Mutual Funds
• Load Mutual Funds
• No Load Mutual Funds
• Class B Shares
• Mutual Funds Differences
• Bond Funds
• Bonds or Bond Mutual Funds?
• Socially Conscious Funds
• Derivatives
• The Relevance of Fund Size
• Management Style: Active vs. Passive
• Investment Websites
Annuities
• Variable Annuities
• Equity Indexed Annuities
Investment Objectives
• Investor Profiles
• Economic Indicators
• Key Determinants of Performance
• Adding Stability to Your Investment Portfolio
• Reducing Risk
Education Planning
Retirement Planning
• How Can You Guarantee a Successful Retirement?
Choosing an Efficient Retirement Plan
• Defined Benefits Plans
• Defined-Contribution Plans
• Money Purchase Pension Plans
• Profit Sharing Plans
• Age-Weighted Profit Sharing Plans
• New Comparability Plans
• 401 (k) Plans
• “SIMPLE” Plans
• What Plan Offers the Right Fix?
• Implementing Your Plan
• Participant Directive Accounts
• Qualified Plan Distributions
• Individual Retirement Accounts
• Distributions
• Rollovers
• Avoiding the Early Retirement Withdrawal Penalty
• Beneficiary Designations
• Divorce Issues
• Remarriage Issues
Risk Management
• Disability Insurance
• Life Insurance
• Term Insurance
• Permanent Insurance
• Long-Term Care Insurance
• Women: A Special Need for Long-Term Care
Asset Protection
• Background
• General Concepts
• Are You Worth It?
• Common Misconceptions
• Mistakes to Avoid
• Positive Strategies to Consider
• Insurance
• Gifts
• Tenancy by the entirety
• Debt Shields
• Bankruptcy Exemptions
• Transfers or Transfers in Trust: To a Spouse or Child
• Trust
• Incorporation
• Family Limited (not General) Partnerships (FLP) and
• Limited Liability Companies (LLC)
• Domestic Asset Protection Trusts
• Offshore or Foreign Trusts
• Divorce and Asset Protection
• Techniques That Do Not Work
• Case Studies
Estate Planning
• Goals
• Asset Titling
• Distribution Strategies
• Legal Documents - Wills
• Legal Documents - Trusts
• Beneficiary Designation and Asset Titling
• Intestacy
• Probate
• Advantages of Probate
• Taxes
• Power of Appointment Trust
• Estate Trusts
• Special Rule Charitable Remainder Trust
• Qualified Domestic Trust
• How to Reduce Taxes
• The Use of Documents
• Gifting
• Projected Values of Assets Gifted
• Irrevocable Insurance Trusts
• Charitable Gifts: Another Way to Reduce Estate Taxes
• Paying Estate Taxes |
